@font-face{font-family:"Bricolage Grotesque";font-style:normal;font-weight:600;font-display:swap;src:url("../fonts/bricolage-grotesque-600.woff2") format("woff2")}
@font-face{font-family:"Bricolage Grotesque";font-style:normal;font-weight:700;font-display:swap;src:url("../fonts/bricolage-grotesque-700.woff2") format("woff2")}
@font-face{font-family:Lora;font-style:normal;font-weight:400;font-display:swap;src:url("../fonts/lora-400.woff2") format("woff2")}
@font-face{font-family:Lora;font-style:normal;font-weight:500;font-display:swap;src:url("../fonts/lora-500.woff2") format("woff2")}
@font-face{font-family:Lora;font-style:normal;font-weight:600;font-display:swap;src:url("../fonts/lora-600.woff2") format("woff2")}
:root{--primary:#23303a;--secondary:#44535e;--accent:#8a3a5c;--accent-2:#5a9aac;--bg:#eef2f3;--surface:#f8fafb;--text:#161b1e;--text-muted:#54616a;--white:#fff;--line:rgba(35,48,58,.16);--header-h:64px}
*,*::before,*::after{box-sizing:border-box}
html{overflow-x:clip;scroll-behavior:smooth}
body{margin:0;overflow-x:clip;background:var(--bg);color:var(--text);font-family:Lora,Georgia,serif;font-weight:400;font-size:1.0625rem;line-height:1.65}
img{max-width:100%;height:auto;display:block}
iframe{max-width:100%;border:0}
a{color:var(--primary)}
a:hover{color:var(--secondary)}
:focus-visible{outline:2px solid var(--primary);outline-offset:3px}
.skip{position:absolute;left:8px;top:-48px;background:var(--surface);color:var(--text);padding:10px 14px;z-index:40}
.skip:focus{top:8px}
h1,h2,h3,h4,.logo,.kicker,.btn,.nav-toggle,.header-phone,.chip,.site-nav a,.section-label{font-family:"Bricolage Grotesque",sans-serif}
h1,h2,h3,h4{color:var(--text);line-height:1.2;font-weight:700;margin:0 0 .6em}
h1{font-size:2rem;letter-spacing:-.02em}
h2{font-size:1.55rem;margin-top:1.4em}
h3{font-size:1.2rem;font-weight:600}
p,li,td,dd,label,figcaption{color:var(--text)}
.muted{color:var(--text-muted)}
.wrap{width:calc(100% - 32px);max-width:680px;margin-inline:auto}
.site-header{background:var(--primary);color:var(--white);position:sticky;top:0;z-index:30}
.header-bar{min-height:var(--header-h);display:flex;align-items:center;justify-content:space-between;gap:8px;width:calc(100% - 32px);max-width:1180px;margin:0 auto}
.logo{color:var(--white);text-decoration:none;font-weight:700;font-size:1.15rem;letter-spacing:-.02em;min-height:44px;display:inline-flex;align-items:center}
.header-tools{display:flex;align-items:center;gap:8px}
.header-phone{color:var(--white);font-weight:600;text-decoration:underline;text-underline-offset:3px;min-height:44px;display:inline-flex;align-items:center;padding:0 8px;white-space:nowrap}
.nav-toggle{min-width:44px;min-height:44px;background:transparent;color:var(--white);border:1px solid rgba(255,255,255,.45);border-radius:4px;font-weight:600;font-size:1rem;padding:0 12px}
.site-nav{background:var(--primary);max-height:0;overflow:hidden}
.site-nav.is-open{max-height:520px;overflow:auto}
.site-nav ul{list-style:none;margin:0;padding:0 16px 12px;display:flex;flex-direction:column;gap:8px}
.site-nav a{color:var(--white);text-decoration:none;min-height:44px;display:flex;align-items:center;padding:0 8px;border-radius:4px}
.site-nav a[aria-current="page"]{box-shadow:inset 0 -2px 0 var(--accent-2)}
.glass-rule{height:3px;background:linear-gradient(90deg,var(--accent-2),transparent 70%)}
.field-grid{position:relative;overflow:hidden;background:var(--bg);padding:20px 0 28px;min-height:920px}
.field-grid .wrap,.lender-bench .wrap{max-width:1180px}
.aperture{position:absolute;width:min(540px,92vw);height:auto;right:-60px;top:-20px;opacity:.06;color:var(--primary);pointer-events:none}
.lender-bench .aperture{opacity:.07;left:-80px;right:auto;top:10px;color:var(--secondary)}
.kicker{display:inline-block;background:var(--accent-2);color:var(--text);font-weight:600;font-size:.95rem;line-height:1.35;padding:8px 12px;margin:0 0 14px;max-width:70ch}
.lede{font-size:1.125rem;max-width:62ch;margin-top:0}
.field-tiles{display:grid;grid-template-columns:1fr;gap:12px;min-height:900px}
.field-tile{position:relative;display:block;aspect-ratio:4/3;min-height:180px;overflow:hidden;background:var(--secondary);text-decoration:none;color:var(--white)}
.field-tile img{width:100%;height:100%;object-fit:cover;max-width:none}
.field-tile span{position:absolute;left:0;right:0;bottom:0;padding:12px 14px;background:linear-gradient(transparent,rgba(22,27,30,.78));color:#fff;font-family:"Bricolage Grotesque",sans-serif;font-weight:600;font-size:1.05rem}
.section{padding:28px 0}
.section-label{display:inline-block;background:var(--accent-2);color:var(--text);font-weight:600;font-size:.85rem;letter-spacing:.04em;text-transform:uppercase;padding:6px 10px;margin:0 0 10px}
.lender-bench{position:relative;overflow:hidden;background:var(--surface);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.disclaimer{background:var(--bg);border-left:4px solid var(--secondary);padding:12px 14px;font-size:.98rem}
.checklist-strip ol,.plain-list{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.checklist-strip li,.check-card{background:var(--surface);border:1px solid var(--line);padding:14px 14px 14px 16px;display:grid;grid-template-columns:auto 1fr;gap:12px;align-items:start}
.num{min-width:44px;min-height:44px;display:inline-flex;align-items:center;justify-content:center;background:var(--accent-2);color:var(--text);font-family:"Bricolage Grotesque",sans-serif;font-weight:700}
.path-timeline ol{list-style:none;margin:0;padding:0 0 0 8px;border-left:2px solid var(--accent-2)}
.path-timeline li{position:relative;padding:0 0 22px 18px}
.path-timeline li::before{content:"";position:absolute;left:-7px;top:8px;width:12px;height:12px;border-radius:50%;background:var(--accent)}
.scope-stack article{background:var(--surface);border:1px solid var(--line);padding:16px;margin:0 0 12px}
.scope-stack h3{margin-top:0}
.glossary-peek dl{margin:0;display:grid;gap:12px}
.glossary-peek dt{font-family:"Bricolage Grotesque",sans-serif;font-weight:700}
.glossary-peek dd{margin:4px 0 0}
.two-col{display:grid;gap:16px}
.ask-band{background:var(--surface);border-top:1px solid var(--line);padding:28px 0}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:12px 18px;background:var(--accent);color:#fff;text-decoration:none;font-weight:600;border:0;border-radius:4px;gap:8px;cursor:pointer}
.btn:hover{color:#fff;background:#732e4c}
.btn-row{display:flex;flex-wrap:wrap;gap:8px}
.frame{aspect-ratio:3/2;overflow:hidden;background:var(--secondary);margin:0 0 16px}
.frame img{width:100%;height:100%;object-fit:cover;max-width:none}
.prose{max-width:72ch}
.prose ul,.prose ol{padding-left:1.2em}
.prose li{margin:.35em 0}
.scope-layout{display:block}
.scope-fold{background:var(--surface);border:1px solid var(--line);margin:0 0 16px}
.scope-fold summary{min-height:44px;display:flex;align-items:center;padding:10px 14px;cursor:pointer;font-weight:700;background:var(--accent-2);color:var(--text);list-style:none}
.scope-fold summary::-webkit-details-marker{display:none}
.scope-links{list-style:none;margin:0;padding:8px}
.scope-links a{display:flex;align-items:center;min-height:44px;padding:6px 8px;color:var(--text);text-decoration:underline;text-underline-offset:3px}
.scope-links .group-label{font-family:"Bricolage Grotesque",sans-serif;font-weight:700;font-size:.85rem;margin:10px 8px 0;color:var(--text)}
.lender-table{width:100%;border-collapse:collapse;background:var(--surface)}
.lender-table th,.lender-table td{text-align:left;padding:12px;border-bottom:1px solid var(--line);vertical-align:top;color:var(--text)}
.lender-table th{font-family:"Bricolage Grotesque",sans-serif;font-weight:700;background:var(--bg)}
.byline{display:flex;gap:12px;align-items:center;margin-top:24px;padding-top:16px;border-top:1px solid var(--line)}
.byline img{width:96px;height:96px;object-fit:cover;border-radius:50%;max-width:none}
.ask-form{display:grid;gap:12px}
.ask-form label{font-family:"Bricolage Grotesque",sans-serif;font-weight:600}
.ask-form input,.ask-form textarea,.ask-form select{width:100%;font-size:16px;font-family:Lora,Georgia,serif;color:var(--text);background:#fff;border:1px solid var(--secondary);border-radius:4px;padding:12px;min-height:44px}
.ask-form textarea{min-height:140px}
.hp{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}
.form-error{background:#f8e8ee;border-left:4px solid var(--accent);padding:12px 14px}
.map-frame{aspect-ratio:16/10;min-height:220px;background:var(--secondary)}
.map-frame iframe{width:100%;height:100%;min-height:220px}
.site-footer{background:var(--primary);color:#f8fafb;padding:28px 0 36px}
.site-footer p,.site-footer li,.site-footer a,.site-footer h2{color:#f8fafb}
.site-footer a{text-decoration:underline;text-underline-offset:3px}
.footer-grid{display:grid;gap:16px}
.footer-links{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px 16px}
.footer-links a{min-height:44px;display:inline-flex;align-items:center}
.legal-note{font-size:.98rem}
.lender-table thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}
.lender-table,.lender-table tbody,.lender-table tr,.lender-table td{display:block;width:100%}
.lender-table tr{margin:0 0 12px;background:var(--surface);border:1px solid var(--line)}
.lender-table td{border-bottom:0}
.lender-table td::before{content:attr(data-label);display:block;font-family:"Bricolage Grotesque",sans-serif;font-weight:700;margin-bottom:4px}
.btn-submit{width:100%}
@media (min-width:375px){
.wrap,.header-bar{width:calc(100% - 40px)}
h1{font-size:2.15rem}
}
@media (min-width:414px){
.field-tile{min-height:200px}
}
@media (min-width:768px){
.nav-toggle{display:none}
.header-bar{flex-wrap:wrap;min-height:auto;padding-top:8px}
.site-nav{flex:1 0 100%;max-height:none;overflow:visible;background:transparent}
.site-nav ul{flex-direction:row;flex-wrap:wrap;padding:0 0 10px;gap:4px 8px}
.field-grid{min-height:640px;padding-top:28px}
.field-tiles{grid-template-columns:1fr 1fr;min-height:560px}
.checklist-strip ol{grid-template-columns:1fr 1fr}
.two-col{grid-template-columns:1fr 1fr}
.glossary-peek dl{grid-template-columns:1fr 1fr 1fr}
.footer-grid{grid-template-columns:1.2fr .8fr}
.wrap.wide{max-width:1180px}
}
@media (min-width:1024px){
.header-bar{flex-wrap:nowrap;max-width:1180px}
.site-nav{flex:1 1 auto}
.site-nav ul{justify-content:flex-end}
.field-grid{min-height:780px}
.field-tiles{min-height:720px}
.checklist-strip ol{grid-template-columns:1fr 1fr 1fr}
.scope-layout{display:grid;grid-template-columns:280px minmax(0,1fr);gap:28px;align-items:start}
.scope-fold summary{cursor:default}
details.scope-fold:not([open])>:not(summary){display:block}
.wrap{max-width:1180px}
}
@media (min-width:1280px){
.wrap,.header-bar{max-width:1180px}
h1{font-size:2.6rem}
.field-grid{min-height:820px}
}
@media (min-width:1920px){
.wrap,.header-bar{max-width:1240px}
.field-grid{min-height:880px}
}

.site-header{min-height:96px}
.header-bar{display:grid;grid-template-columns:1fr auto;grid-template-areas:"logo toggle" "phone phone";align-items:center;row-gap:0;min-height:92px;width:calc(100% - 32px)}
.logo{grid-area:logo}
.nav-toggle{grid-area:toggle;justify-self:end}
.header-tools{display:contents}
.header-phone{grid-area:phone;justify-self:start;font-size:1rem}
.site-nav{position:absolute;left:0;right:0;top:100%;z-index:25;background:var(--primary);max-height:0;overflow:hidden;min-height:0}
.site-nav.is-open{max-height:480px;overflow:auto}
.open-check{padding-left:1.2em}
.open-check li{margin:.4em 0}
.not-do{background:var(--surface);border:1px solid var(--line);padding:14px 16px}
.field-tile span{background:linear-gradient(transparent,rgba(22,27,30,.62) 28%,rgba(22,27,30,.9))}
@media (min-width:375px){.header-bar{width:calc(100% - 40px)}}
@media (min-width:768px){
.site-header{min-height:118px}
.nav-toggle{display:none}
.header-bar{grid-template-columns:auto 1fr;grid-template-areas:"logo phone" "nav nav";flex-wrap:unset;min-height:0;padding-top:8px}
.header-phone{justify-self:end}
.site-nav{position:static;grid-area:nav;max-height:none;overflow:visible;background:transparent;top:auto}
.site-nav ul{flex-direction:row;flex-wrap:wrap}
}
@media (min-width:1024px){
.header-bar{flex-wrap:unset}
.site-nav{flex:unset}
}
@media (min-width:1280px){
.site-header{min-height:72px}
.header-bar{grid-template-columns:auto auto 1fr;grid-template-areas:"logo phone nav";align-items:center}
.site-nav ul{justify-content:flex-end;padding-bottom:0}
}
@media (min-width:768px){
.lender-table{display:table;width:100%}
.lender-table thead{position:static;width:auto;height:auto;overflow:visible;clip:auto}
.lender-table tbody{display:table-row-group}
.lender-table tr{display:table-row;margin:0;border:0;background:transparent}
.lender-table td,.lender-table th{display:table-cell;width:auto}
.lender-table td::before{content:none}
.btn-submit{width:auto}
}